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Financial or material abuse

Definition in primary legislation
Care Act 2014, S.42

(3) 'Abuse' includes financial abuse; and for that purpose 'financial abuse' includes--
(a)having money or other property stolen,
(b)being defrauded,
(c)being put under pressure in relation to money or other property, and
(d)having money or other property misused.

Definition in Statutory Guidance
Care and Support Statutory Guidance, chapter 14
Department of Health and Social Care

Care and Support Statutory Guidance 14.17
Financial or material abuse including:
- theft
- fraud
- internet scamming
- coercion in relation to an adult's financial affairs or arrangements, including in connection with wills, property, inheritance or financial transactions
- the misuse or misappropriation of property, possessions or benefits

Data descriptor
ASC Collections Data Dictionary (Beta v1.3)
NHS Digital

Includes theft, fraud, exploitation, pressure in connection with wills, property or inheritance or financial transactions, or the misuse or misappropriation of property, possessions or benefits.

Social Care Institute for Excellence

Types of financial or material abuse

Theft of money or possessions
Fraud, scamming
Preventing a person from accessing their own money, benefits or assets
Employees taking a loan from a person using the service
Undue pressure, duress, threat or undue influence put on the person in connection with loans, wills, property, inheritance or financial transactions
Arranging less care than is needed to save money to maximise inheritance
Denying assistance to manage/monitor financial affairs
Denying assistance to access benefits
Misuse of personal allowance in a care home
Misuse of benefits or direct payments in a family home
Someone moving into a person's home and living rent free without agreement or under duress
False representation, using another person's bank account, cards or documents
Exploitation of a person's money or assets, e.g. unauthorised use of a car
Misuse of a power of attorney, deputy, appointeeship or other legal authority
Rogue trading - e.g. unnecessary or overpriced property repairs and failure to carry out agreed repairs or poor workmanship

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See also
Parent of
Child of
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